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Dear Waiting:
When the insurance inspector comes calling, it is mainly to verify information about your house that will affect the price the company charges for your coverage.
This includes, for example, the size of the house and any additional features like extra washrooms, swimming pool, fireplaces, and woodstoves.
The inspector will also take into account the general maintenance of the property, keeping an eye out for potential problems such as:
- Aging/deteriorating roof;
- Insufficient or out-of-date wiring;
- Poor drainage, inadequate plumbing, or water seepage into the foundations or windows;
- Outdated or poorly maintained heating system.
Like your car, your house may need a tune-up. In that case, it's a good idea to fix any problems before the inspector arrives. If that is not feasible, explain that repairs will be done by a specific date and make sure you meet that deadline.
he overall appearance of your house also counts. While this doesn't mean you have to get down on your hands and knees and scrub the floors, crumbling porch steps, on the other hand, will not make a good first impression!
So get your house in ship-shape as soon as possible and you'll sail through the inspection!
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